They will stay in your account, but with some airlines, they can still expire if you go too long without any activity. If you cancel your airline credit card, you will not lose your airline miles.
If you want to close your account, you can transfer your points to another person’s account or to a transfer partner. If you close your account, you will lose any unused miles. Are we seeing a theme here? They do allow you 60 days to use those points if you cancel their card.Ĭapital One miles never expire as long as your card remains open. Another option is to transfer those cards to an airline or hotel partner before canceling.Ĭiti ThankYou Points don’t expire as long as you have a card that earns ThankYou Points. Just make sure both cards are linked to the same Membership Rewards account. The American Express Green Card has a lower annual fee and you still earn Membership Rewards with it so it makes a perfect downgrade card. If you have a high annual fee card like the American Express Gold Credit Card or the American Express Platinum Credit Card, you can always open a lower fee card and keep those points. Alternatively, you can transfer the points to Hyatt or United before you cancel to keep some sort of points/miles.Īmerican Express Membership Rewards never expire as long as you have at least one of their cards that earn Membership Rewards. You also have the option to transfer the points into a cashback-earning Chase card like the Chase Freedom Unlimited Credit Card, but if you do this, you won’t have the ability to transfer your points to hotel and airline partners. Another option is to transfer your points to your spouse’s Ultimate Reward account before canceling your card. After you move your points to another account, you can cancel your card or, better yet downgrade to a no-annual-fee card like the Ink Business Unlimited. First, you would transfer those points into your Sapphire Preferred or Reserve card, assuming you have one. Let’s say you don’t want your Ink Business Preferred anymore. Your first option is to transfer those points to another card. If you cancel your card and there are still points in that account, you will lose those points. Cards that earn Ultimate Rewards include the Chase Sapphire Preferred, Sapphire Reserve, and Ink Business Preferred. These include the following credit card points:Ĭhase Ultimate Rewards never expire as long as you have a credit card with Chase that offers them. You’ve worked hard to create that stockpile of credit card points and now you are wondering, “When do my credit card points expire?” Let’s go over that!
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